At Palladium Financial Services, we have the expertise, experience and resources to help you build and protect your financial freedom.

Palladium Financial Services commenced in December 2020 but the business, through different names, has been operating in Toowoomba for over 30 years. 

We would like to introduce you to our team.

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Timothy Nicholls

B Bus USQ

Authorised Representative No. 263556

Authorised representative of Finserve Pty Ltd ABN 77 107 387 977

Corporate Authorised Representative of

  • Millennium3 Financial Services Pty Ltd ABN 61 094 529 987.

  • Australian Financial Services Licensee Number 244252

Timothy Nicholls

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Timothy Nicholls

B Bus USQ

Authorised Representative No. 263556

Authorised representative of Finserve Pty Ltd ABN 77 107 387 977

Corporate Authorised Representative of

  • Millennium3 Financial Services Pty Ltd ABN 61 094 529 987.

  • Australian Financial Services Licensee Number 244252

Tim has been providing financial services advice for over 23 years.

He specialises in insurance including:

  • Life
  • Total and Permanent Disability
  • Trauma
  • Income Protection
  • Business Insurance
  • Superannuation accounts

On the weekends, Tim enjoys spending time with his family and trying to keep their plants alive.

During the hockey season, his wife Paula is a hockey widow as Tim can often be found on or around the hockey fields.

memeber

Theresa Hargens

Adviser's Assistant

Theresa Hargens

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Theresa Hargens

Adviser's Assistant

Theresa has worked in the insurance sector as Tim’s assistant for several years.

She prides herself on her being highly organised, loyal and hard working. On the weekends you’ll find her reading books, playing computer games and spending time with her much loved family and friends.